Many people in this world are still far from banking services so they can not connect to banking and get their services. And people who are away from banking services and do not have a bank account are called unbanked. And people who are still unbanked in this world are very large numbers of people who live in Asian countries, Latin America and Africa, even the number of people who unbanked about 39% of the world's population or more than 2 billion inhabitants. So this raises many problems especially in terms of financial systems, financial services and payment of business services. On the other hand smartphone users in the world increasing, we can see almost all adults today have smartphone, even in countries that are still developing because the price of this device can still be within reach by all levels of society. By looking at this a company that has stood from the year 2014 from Mexico wants to solve this problem. They have a project called Beluga Pay, this project aims at how the payment of all goods and services can be done by smartphones anywhere in the world, whether in fiat money, cryptocurrency (BTC & ETH) payments, credit cards or debit cards faster, secure and transparent in one system and one platform. And in addition to this project addressed to unbanked people, they will also help many merchants in the world and their clients who enable them to receive payments much more quickly, efficiently and securely
Beluga Pay is a payment platform that allows to receive fiat,
crypto, credit card and debit cards using mobile devices in terms of
transactions of goods and services that can be used by users anywhere in the
world, especially for people who do not have a bank account or unbanked. In
addition, the Beluga Pay system will greatly help the merchants industry in
terms of payments which will be much faster, more efficient and transparent.
And Beluga Pay product is not only a plan but already has a product that has
been running, this can be in the opening with the presence of more than 200
merchants already using the Beluga Pay platform.
Especially for merchants will be very beneficial with the Beluga Pay system because they can receive payments from their customers are much faster just a few minutes, for example when a customer pays to merchants with credit card usually the money is received by the merchant for 5 days . but with the Beluga Pay that allows paying to the merchant with many payment options (Cash, Crypto, Credit card, debit card) with just a few minutes. With this efficiency and convenience will make the merchants' business grow and grow quickly.
Especially for merchants will be very beneficial with the Beluga Pay system because they can receive payments from their customers are much faster just a few minutes, for example when a customer pays to merchants with credit card usually the money is received by the merchant for 5 days . but with the Beluga Pay that allows paying to the merchant with many payment options (Cash, Crypto, Credit card, debit card) with just a few minutes. With this efficiency and convenience will make the merchants' business grow and grow quickly.
Another goal of Beluga Pay is to help micro / small to medium businesses
which in their business transactions reach $ 6.5 trillion per year, but only
10% of them use digital payments because they are difficult to reach this
payment method. And
now with Beluga Pay will enable micro businesses to transact with digital
payments without having a bank account, so it will be easier, convenient, fast
and efficient. In
addition, Beluga Pay will be able to help merchants in terms of transaction
speed which usually they use credit cards which process takes up to 5 days, but
with the Beluga Pay make transactions between customers to be instant /
completed on that day. Or
else, Beluga Pay created a payment platform for merchants into a single system
that can transact using cash, cryptocurrency, credit card and debit cards to
make it much more efficient, convenient, secure and much faster.
Beluga Pay's goal
is to make the payment platform much more efficient, fast and secure. And
below are the products from Beluga Pay:
Beluga Point of Sale, a powerful mobile App to receive debits, credits, and crypto for small businesses. Above is explained that only 10% of small businesses are making transactions with digital payments, so this mobile App premises will greatly help small businesses to make transactions even though far from banking services.
Beluga Point of Sale, a powerful mobile App to receive debits, credits, and crypto for small businesses. Above is explained that only 10% of small businesses are making transactions with digital payments, so this mobile App premises will greatly help small businesses to make transactions even though far from banking services.
Beluga Restaurant Edition, the Tablet app for managing servers, tables, orders, and food menus. It even works to print incoming orders for the kitchen. This is very helpful for the restaurant industry and food can quickly grow.
Beluga Peer 2 Peer, an easy-to-use mobile app to start peer 2 peer transactions with friends. For example send money via credit card, debit card or crypto and can be deposited the next day to your bank account.
Beluga Payment Data, ie: This feature works for Merchants who can purchase data with BBI tokens to see anonymous spending patterns from their ideal customers. So they know how the growth of their customer numbers.
Token Pre-sale: 1 Oct – 1 Feb
· Ticker: BBI
· Token type: ERC20
· ICO Token
Price: 1 BBI = 2.69 USD (0.00258 ETH)
· Fundraising
Goal: 104,500,000 USD (100,000 ETH)
· Total Tokens: 100,000,000
· Available for
Token Sale: 40%
Team and Member
For more information please visit :
Official
website : https://www.belugapay.com/
Telegram: https://t.me/BelugaPay
Twitter: https://twitter.com/BelugaPay
Facebook: https://facebook.com/BelugaPay/
BitcointalkANN: https://bitcointalk.org/index.php?topic=2270648
Reddit: https://reddit.com/r/belugapay
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